A Gift from the IRS

It’s rare we receive a present from strangers, but the IRS of all sources routinely provides one to surviving spouses.  The assets surviving spouses...

Gifting & The Stock Market

While the proverb “Every cloud has a silver lining” is always true, sometimes it’s hard to find the silver lining.  Where is that lining for you, as...

Is Your Business Nothing Without You?

Are you leaving money on the table? Over the combined 50+ years the team at JBVal has performed valuations, we hear from proud business owners,...

Is Your Budget Outdated?

A manager is emailed the company’s budget for this year and he looks at it with a smile. He files it away into the Budget folder. “Finally, we’re...

Are loss leaders right for your business?

I walked through the aisles of Babies “R” Us™ to get to the exorbitantly cheap baby formula in the back of the store. On my way, I stumbled upon a...

ESOPs & The Pandemic

Massive layoffs, record applications for unemployment, “Closed” signs displayed on businesses we love most. All are commonplace in today’s pandemic...

Optimize business, optimize life.

A Cautionary Tale… A client heard some horrible news: his wife was diagnosed with an illness that would end her life. Doctors advised that she...

Your Business Needs an iPhone™ Update

You open up your iPhone™ to a new notification: YOUR PHONE IS IN NEED OF AN UPDATE. But you can’t update it now. At least that’s what you tell...