Is Your Budget Outdated?

A manager is emailed the company’s budget for this year and he looks at it with a smile. He files it away into the Budget folder. “Finally, we’re...

Are loss leaders right for your business?

I walked through the aisles of Babies “R” Us™ to get to the exorbitantly cheap baby formula in the back of the store. On my way, I stumbled upon a...

ESOPs & The Pandemic

Massive layoffs, record applications for unemployment, “Closed” signs displayed on businesses we love most. All are commonplace in today’s pandemic...

Optimize business, optimize life.

A Cautionary Tale… A client heard some horrible news: his wife was diagnosed with an illness that would end her life. Doctors advised that she...

Your Business Needs an iPhone™ Update

You open up your iPhone™ to a new notification: YOUR PHONE IS IN NEED OF AN UPDATE. But you can’t update it now. At least that’s what you tell...

A Great Way to Sell Your Business

“Studies show ESOP companies are more productive, faster growing, more profitable and have lower employee turnover” The challenges and...

PPP Loan Application Survey Results

Lou Vlahos, an attorney with the firm Farrell Fritz, has continuously supplied valuable information to JBVal, my clients and to all readers of his...

Millennial Employees and Your Business

Millennials want to work from home, they want flex time, they don’t want to work overtime, I’m told.” In my dealings with business owners and...

ESOPS and the Smaller Business

How Does an ESOP Work? Updated October 2019. The original article was updated for clarity and relevance. An ESOP is an employee benefit plan which,...