A Gift from the IRS

It’s rare we receive a present from strangers, but the IRS of all sources routinely provides one to surviving spouses.  The assets surviving spouses...

Is Your Budget Outdated?

A manager is emailed the company’s budget for this year and he looks at it with a smile. He files it away into the Budget folder. “Finally, we’re...

ESOPs & The Pandemic

Massive layoffs, record applications for unemployment, “Closed” signs displayed on businesses we love most. All are commonplace in today’s pandemic...

Optimize business, optimize life.

A Cautionary Tale… A client heard some horrible news: his wife was diagnosed with an illness that would end her life. Doctors advised that she...

A Great Way to Sell Your Business

“Studies show ESOP companies are more productive, faster growing, more profitable and have lower employee turnover” The challenges and...

PPP Loan Application Survey Results

Lou Vlahos, an attorney with the firm Farrell Fritz, has continuously supplied valuable information to JBVal, my clients and to all readers of his...